Pensions guidance
Understanding how the defined contribution and defined benefit sections work is important, but it’s also a good idea to seek additional, independent advice when making decisions about your future.
You may also have further questions on the wider topic of retirement planning.
Free and impartial pensions and retirement guidance is available via the MoneyHelper website. They offer clear guidance sourced from government-backed providers, including the Pensions Advisory Service and Pension Wise. MoneyHelper can’t provide personalised financial advice, but it can help you find an adviser.
If you’d like to ask a question about your pension benefits from Schroders, please speak to Aptia, who are responsible for the day-to-day administration of the Schroders Retirement Benefits Scheme. Aptia can help with queries about your Schroders pension benefits. Anyone aged 55 or over will be offered an appointment with a pension specialist to discuss their future plans. During the appointment you’ll have the opportunity to learn about and understand the pension options available to you and how to go about accessing your pension benefits. You’ll automatically receive details on this when you ask for a retirement quote. This is a guidance service and Aptia cannot give advice.
Pre-retirement webinar
To help you prepare for retirement by looking at the implications of stopping work from both a financial and lifestyle point of view, you can join a pre-retirement webinar. This is run monthly by Mercer and lasts 3.5 to 4 hours. If you’re interested in attending, please contact the HR team who will help you arrange it.